Navigating the National Disability Insurance Scheme (NDIS) can be overwhelming, especially when you're trying to understand what kind of support you're entitled to. One of the most commonly used NDIS support categories is "Assistance with Daily Life NDIS." But what exactly does that mean, and how can it help you or a loved one live more independently?
In this blog, we'll break down what assistance with daily life under the NDIS covers, what it doesn’t, and answer some frequently asked questions to help you make the most of your plan.
What is Assistance with Daily Life NDIS?
Assistance with daily life NDIS is a type of funding provided to support individuals with disability to live as independently as possible. This support can be provided in your own home, in shared accommodation, or even in the community. It’s part of the "Core Supports" category in your NDIS plan.
This support covers help with:
Personal care (showering, grooming, dressing)
Household tasks (cleaning, laundry, meal preparation)
Getting to appointments or activities
Building routines and life skills
Whether you’re living alone, with family, or in supported accommodation, this funding is all about helping you live your best life—day to day.
What is an Example of Daily Living for NDIS?
Examples of daily living tasks funded by the NDIS can vary depending on your individual needs. Some common examples include:
Morning and evening routines: Assistance with getting out of bed, brushing teeth, and getting dressed.
Meal preparation: Help with planning and cooking meals.
Household chores: Cleaning, vacuuming, and taking care of laundry.
Mobility support: Assistance with getting around the home or local community.
Support with appointments: Help attending medical appointments or social activities.
The goal is to support independence and improve quality of life. The level and type of support depend on your unique circumstances and goals.
What is the Difference Between SIL and ILO NDIS?
When looking at different types of living arrangements under NDIS, you might come across Supported Independent Living (SIL) and Individualised Living Options (ILO). Both support people with disability in living more independently, but they do it in different ways.
SIL (Supported Independent Living): This is best for people who need regular, 24/7 support. It’s usually delivered in shared homes or group living situations, where staff are available around the clock to help with daily tasks.
ILO (Individualised Living Options): This is a more flexible option for those who don’t need full-time care. It allows people to design their own living arrangements, which might include living alone with occasional support or living with a host family.
While both options may include assistance with daily life NDIS funding, the key difference lies in the level of support and living arrangement flexibility.
What Are Everyday Living Expenses for NDIS?
It’s important to know that NDIS does not cover day-to-day living costs that everyone has to pay, whether or not they have a disability. These are known as “everyday living expenses” and include things like:
Rent or mortgage payments
Utility bills (electricity, water, gas)
Groceries
Entertainment and personal items
However, NDIS may fund supports related to your disability that help you manage these areas more independently. For example, while it won’t pay your rent, it can fund support workers to help you maintain your home or manage your tenancy.
What is the $15,000 NDIS Holiday?
The so-called "$15,000 NDIS holiday" is not an official NDIS benefit, but rather a phrase used to describe how some participants have used their NDIS funding for short-term respite or supported holidays.
Under Short-Term Accommodation (STA), the NDIS may fund temporary stays away from your usual home—up to 28 days per year. This can be used:
For a break from your regular routine
To give carers some time off
As an opportunity for social interaction and community access
While the cost can reach up to $15,000 for extended or premium stays, it’s important to get approval and ensure that the holiday meets your goals and needs as outlined in your NDIS plan.
What Will NDIS Not Pay For?
While the NDIS provides a broad range of support, there are limits. The scheme will not cover anything that is not related to your disability or not considered reasonable and necessary. This includes:
Daily living expenses like food, rent, or movie tickets
Medical procedures covered by Medicare
Items already funded by other government systems (e.g., public schooling or hospital services)
Anything illegal or unsafe
Always check with your NDIS planner or support coordinator if you’re unsure whether something can be funded.
Making the Most of Assistance with Daily Life NDIS
To get the most out of your plan, it’s essential to understand how assistance with daily life NDIS funding can be tailored to your goals. Whether you’re building life skills, seeking more independence, or simply need extra help with daily routines, this support can make a meaningful difference in your life.
Remember:
Tailor your supports to your personal goals
Keep good records and track progress
Work with experienced providers who understand the NDIS system
Final Thoughts
Understanding what assistance with daily life NDIS funding covers can empower you to make better decisions and live more independently. Whether you’re looking for help with personal care, exploring supported accommodation, or planning a short-term getaway, this core support category is designed to meet your individual needs and goals.
For personalised support and guidance, reach out to a registered provider who understands the system and puts your needs first—like Caring Hearts Home Care.
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