Raising a child with a disability brings its own set of challenges and responsibilities. Thankfully, the National Disability Insurance Scheme (NDIS) is here to lend a helping hand, empowering families and enabling children to reach their fullest potential. Many parents often find themselves asking: What exactly does the NDIS cover for kids?
In this blog, we’ll dive into the various things the NDIS fund activities for kids, such as therapies, support services, and activities specifically designed for kids. We’ll also tackle some common questions about funding limits, what expenses are off-limits, and what to do if the funding runs out or isn’t used.
What Are NDIS Funds Used For?
NDIS funding is all about helping children who have permanent and significant disabilities. The goal is to enhance their daily lives and support their growth over the long haul. Here are some of the typical things that NDIS can cover for kids:
Therapies: Occupational therapy, speech therapy, and physiotherapy.
Assistive technology: Devices like communication aids, walkers, or custom seating.
Support workers: Help with personal care, daily routines, or participation in community activities.
Skill-building programs: Social skills, early intervention, and behaviour support.
NDIS funded activities for kids: Playgroups, art classes, sensory play, swimming lessons (if linked to developmental goals), and sports activities.
Every child’s plan is tailored to fit their individual needs, aspirations, and situations. It’s also crucial to understand that the NDIS doesn’t offer one-size-fits-all funding. The supports provided must be deemed reasonable and necessary for the child’s specific condition and goals.
What Happens When NDIS Funding Runs Out?
If your NDIS funding runs out before the plan period ends, it can be stressful. But you're not alone. Here's what to do:
Check your budget tracking: Make sure funds weren’t overused or mismanaged.
Contact your Support Coordinator or Plan Manager: They can help assess why funds ran out and prepare for a review.
Request a Plan Review: If your child's needs have changed or the plan was underfunded, you can request an early review with the NDIA.
Seek interim support: Some providers or community services may offer assistance while you wait.
Proper budgeting and planning are key to ensuring your child’s supports last for the entire duration of their plan.
What Expenses Are Banned by the NDIS?
While the NDIS does a great job of supporting individuals with disabilities, it comes with some strict guidelines on what expenses are eligible for funding. Here are a few examples of costs that won't be covered:
General living costs like rent, food, or bills
Medical treatments covered by Medicare (e.g., GP visits, surgeries)
Entertainment or recreational costs not tied to disability goals
Illegal or unsafe items or activities
School fees (though NDIS can fund support at school, like an education aide or transport)
So, while the NDIS might cover the cost of a support worker to help your child at a sports club, it won't cover the membership fee itself unless it's specifically tied to a disability-related goal.
Do You Have to Pay for NDIS?
So, while the NDIS might cover the cost of a support worker to help your child at a sports club, it won't cover the membership fee itself unless it's specifically tied to a disability-related goal.
Some providers charge above NDIS pricing limits.
You might want to access additional services not covered in your plan.
Always make sure to check provider prices and ensure they fall within the NDIS price guide to avoid unexpected costs.
How Long Can a Person Stay on the NDIS For?
There's really no set age limit for how long someone can be part of the NDIS, as long as they keep meeting the eligibility requirements. For kids, early intervention usually kicks things off, and the support they receive is regularly reviewed and adjusted as they grow up.
For kids:
They can enter NDIS as early as infancy through Early Childhood Early Intervention (ECEI).
Plans are reviewed annually or as needs change.
Once they turn 18, the plan transitions to adult services under the NDIS, if still eligible.
If a child's situation gets a lot better or they no longer qualify for NDIS support, that assistance might be reduced or switched to regular services. However, in most instances, the NDIS is meant to provide ongoing, adaptable support over the long haul.
What Happens If I Don’t Use My NDIS Funding?
It’s not uncommon for families to underuse their NDIS funding, especially in the first plan. If this happens:
Unused funds do not roll over to the next plan period.
The NDIA may reduce your future budget if they believe you don’t need as much support.
It could signal that your current plan isn’t aligned with your real needs.
To make the most of your plan:
Regularly review your funding usage.
Speak with your Support Coordinator about unused funds.
Re-align your goals and supports in your next planning meeting.
Remember, it’s your child’s right to access the supports they're approved for.
NDIS Funded Activities for Kids & 24 Hour Disability Support Services
Parents frequently wonder about fun and engaging activities for their kids that go beyond therapy. That’s where NDIS-funded activities really come into play! Things like swimming, art, drama, or music classes can help kids build their confidence, improve communication skills, and enhance their social abilities—provided they fit with your child’s NDIS goals.
For children who require more support, there are also 24 hour disability support services available. These services offer round-the-clock care, ensuring that your child is safe, healthy, and comfortable. This is particularly crucial for families who need a break or can’t provide constant supervision due to work or other commitments.
These supports may include:
In-home overnight care
Supported accommodation options
On-call assistance and personal care through the night
Both these services are designed to ensure every child has the opportunity to thrive—day or night.
Final Thoughts
The NDIS provides incredible support for children with disabilities and their families. Whether it’s funding activities for kids or offering 24-hour disability support services, this program is all about helping children thrive, learn, and truly enjoy life. By knowing what’s covered, managing your funding wisely, and keeping your child’s goals in focus, you can really take advantage of everything the NDIS has to offer. For expert advice and heartfelt care, reach out to the caring team at Caring Hearts—we’re dedicated to supporting your family every step of the way.
